Eagle Nexus Lending

Your Journey to Homeownership

starts Right HERE!!

Smart Lending, Simple Solutions

Right Property, Right Mortgage


At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.

Let’s find the perfect loan for you—because the right home starts with the right financing.

Top 3 Reasons to Choose

Eagle Nexus Lending

for Your Home Loan

Personalized Loan Solutions

We understand that every buyer’s financial situation is unique. Our expert team works closely with you to identify the best loan options, whether you're a first-time homebuyer, upgrading, or investing in real estate.

Competitive Rates & Flexible Terms

With access to a wide range of loan programs, we offer competitive interest rates and flexible terms to ensure you get financing that fits your budget and long-term goals.

Expert Guidance & Seamless Process

From pre-approval to closing, our dedicated professionals simplify the mortgage process, providing clear communication, fast approvals, and hands-on support to make home financing stress-free.

The Perfect Loan

Eagle Nexus Lending

Rick Raanes

NMLS #2475226

Loan Options

  • Conventional

    • 5% Minimum Down Payment

  • FHA

    • 3.5% Down Payment

  • VA Loans

    • Available to Eligible Veterans

  • USDA

    • 0% Down Payment in Rural Areas

STILL NOT SURE?

Frequently Asked Questions

Top 5 Questions Buyers Ask their Lender (And, Best Answers)

Question 1: How much can I afford?

We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.

Question 2: What loan options do I have?

We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.

Question 3: How much do I need for a down payment?

Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.

Question 4: What will my monthly mortgage payment be?

Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.

Question 5: How long does the loan approval process take?

The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.

Rick Raanes - Mortgage Loan Originator

NMLS #2475226

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Nexus Blog

12 Week Action Plan

September 08, 20253 min read

Eagle Nexus News

Finish Q4 Strong: A 12-Week Plan to Earn $30K GCI with Your Sphere

As real estate agents, the fourth quarter can feel like a sprint to the finish line. Holidays, distractions, and the slower winter market can make it tempting to coast into the new year. But the truth is this, Q4 can be one of the most profitable times of the year if you approach it with a plan.

If you want to add $30,000 in gross commission income (GCI) before year-end, it’s not about chasing strangers. The key is leveraging the trust and relationships you already have: your sphere of influence. Here’s a proven 12-week plan to help you finish the year strong.

Step 1: Do the Math

Before diving in, figure out how many closings you actually need:

  • Average commission $10,000 → You need 3 closings.

  • Average commission $7,500 → You need 4 closings.

  • Average commission $5,000 → You need 6 closings.

Knowing this number keeps your goals realistic and your efforts targeted.

The 12-Week Q4 Action Plan

Weeks 1–2: Set the Stage

  • Identify your Top 50 Sphere (past clients, close friends, advocates).

  • Call/text them with a Quarterly Real Estate Review offer: “I’m wrapping up Q3 and preparing home equity updates for friends and clients. Want me to send you one?”

  • Send 10 handwritten notes per week.

  • 🎯 Goal: Book 10 one-on-one appointments.


Weeks 3–4: Touch Blitz Begins

  • Reach out to everyone in your database — calls, texts, DMs, and notes.

  • Post 2 market-related videos: “Should You Buy or Sell in Q4?” and “What Rising Equity Means for You.”

  • Ask for referrals: “Who do you know that’s planning to move before the holidays or in early 2025?”

  • 🎯 Goal: 20+ referral conversations.

Weeks 5–6: Build Momentum

  • Host a mini client event (coffee & pie pickup, tailgate, or pumpkin giveaway).

  • Use the invites as natural touch points.

  • Share a client success story on social media.

  • 🎯 Goal: 3–5 referrals from event + follow-up.

Weeks 7–8: Conversion Push

  • Reconnect with anyone who said, “Maybe in 2025.” Plant the seed now.

  • Run a social media poll (“Thinking about moving in 2025? Yes/No”).

  • Send out a holiday home prep checklist to your sphere.

  • 🎯 Goal: Add 3 active buyers + 2 sellers to pipeline.

Weeks 9–10: Pre-Holiday Hustle

  • Call past clients with a holiday script: “I’m grateful for you this year! Quick question — who do you know that might need help buying or selling soon?”

  • Drop off small holiday gifts to your Top 25 sphere.

  • Post a video: “Why Buying or Selling in the Winter is Smart.”

  • 🎯 Goal: Lock in 1–2 listings before New Year.

Weeks 11–12: Finish Strong

  • Complete Touch Blitz Round 2 for anyone missed earlier.

  • Send a Year-in-Review email/video thanking clients and reminding them referrals fuel your business.

  • Book January appointments now to avoid a pipeline dip.

  • 🎯 Goal: 3–6 closings secured or under contract.



The Bottom Line

Your sphere already trusts you. You don’t need more leads; you need more conversations with the people who already know, like, and believe in you. By following this 12-week action plan, you’ll generate more referrals, close more transactions, and confidently hit that $30K GCI goal before the year wraps up.

At Eagle Nexus, we believe in helping agents win with practical, proven strategies. This is your roadmap to finishing Q4 stronger than ever.

Office Space


Ready to get your 4th Quarter in Geat???

If you’re looking for freedom without isolation, and innovation with real connection, then Eagle Nexus is your next step.

🔗 Join the movement at www.TheEagleNexus.com

Because here, the only thing we leave behind is the limitations.

Do You Really Need a Real Estate Office in 2025?

LPT Realty

Navy Eagle Nexus Logo

www.theeaglenexus.com | 281-960-1900 | 4576 Research Forest Drive, Suite 200, The Woodlands, TX

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Eagle Nexus Real Estate Group

About Us

We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.

We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.

4576 Research Forest Dr. Suite 200

The Woodlands, TX 77381

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