Eagle Nexus Lending
Your Journey to Homeownership
starts Right HERE!!
Smart Lending, Simple Solutions
Right Property, Right Mortgage
At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.
Let’s find the perfect loan for you—because the right home starts with the right financing.
Top 3 Reasons to Choose
Eagle Nexus Lending
for Your Home Loan
Personalized Loan Solutions
We understand that every buyer’s financial situation is unique. Our expert team works closely with you to identify the best loan options, whether you're a first-time homebuyer, upgrading, or investing in real estate.
Competitive Rates & Flexible Terms
With access to a wide range of loan programs, we offer competitive interest rates and flexible terms to ensure you get financing that fits your budget and long-term goals.
Expert Guidance & Seamless Process
From pre-approval to closing, our dedicated professionals simplify the mortgage process, providing clear communication, fast approvals, and hands-on support to make home financing stress-free.
The Perfect Loan
Eagle Nexus Lending
Rick Raanes
NMLS #2475226
Loan Options
Conventional
5% Minimum Down Payment
FHA
3.5% Down Payment
VA Loans
Available to Eligible Veterans
USDA
0% Down Payment in Rural Areas
STILL NOT SURE?
Frequently Asked Questions
Top 5 Questions Buyers Ask their Lender (And, Best Answers)
Question 1: How much can I afford?
We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.
Question 2: What loan options do I have?
We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.
Question 3: How much do I need for a down payment?
Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.
Question 4: What will my monthly mortgage payment be?
Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.
Question 5: How long does the loan approval process take?
The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.
Rick Raanes - Mortgage Loan Originator
NMLS #2475226
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About Us
We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.
We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.
4576 Research Forest Dr. Suite 200
The Woodlands, TX 77381
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