Eagle Nexus Lending

Your Journey to Homeownership

starts Right HERE!!

Smart Lending, Simple Solutions

Right Property, Right Mortgage


At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.

Let’s find the perfect loan for you—because the right home starts with the right financing.

Top 3 Reasons to Choose

Eagle Nexus Lending

for Your Home Loan

Personalized Loan Solutions

We understand that every buyer’s financial situation is unique. Our expert team works closely with you to identify the best loan options, whether you're a first-time homebuyer, upgrading, or investing in real estate.

Competitive Rates & Flexible Terms

With access to a wide range of loan programs, we offer competitive interest rates and flexible terms to ensure you get financing that fits your budget and long-term goals.

Expert Guidance & Seamless Process

From pre-approval to closing, our dedicated professionals simplify the mortgage process, providing clear communication, fast approvals, and hands-on support to make home financing stress-free.

The Perfect Loan

Eagle Nexus Lending

Rick Raanes

NMLS #2475226

Loan Options

  • Conventional

    • 5% Minimum Down Payment

  • FHA

    • 3.5% Down Payment

  • VA Loans

    • Available to Eligible Veterans

  • USDA

    • 0% Down Payment in Rural Areas

STILL NOT SURE?

Frequently Asked Questions

Top 5 Questions Buyers Ask their Lender (And, Best Answers)

Question 1: How much can I afford?

We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.

Question 2: What loan options do I have?

We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.

Question 3: How much do I need for a down payment?

Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.

Question 4: What will my monthly mortgage payment be?

Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.

Question 5: How long does the loan approval process take?

The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.

Rick Raanes - Mortgage Loan Originator

NMLS #2475226

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New Homes Branch

New Homes Branch

February 17, 20255 min read

Eagle Nexus News

Eagle Nexus Welcomes New Pod Leaders to Our New Homes Branch!

Eagle Nexus Marketing Plan

Eagle Nexus Expands: Welcoming Michael Luster and Suzanne Schindler as Pod Leaders of Our New Homes Branch

At Eagle Nexus, we are always evolving to provide the best possible real estate experience for our clients. That’s why we’re thrilled to announce the launch of our New Homes Branch, a dedicated division designed to guide homebuyers through the exciting process of purchasing newly built homes. To lead this initiative, we have partnered with two seasoned real estate professionals, Michael Luster and Suzanne Schindler, who will serve as Pod Leaders for this branch. Their expertise, dedication, and industry knowledge make them the perfect partners to help our buyers successfully navigate the journey to homeownership in a new construction community.

Why a New Homes Branch?

The real estate market is constantly evolving, and more buyers are considering new construction homes for their next move. Whether you're upgrading from an existing home, relocating, or moving from a rental, purchasing a new home offers numerous benefits, including energy efficiency, modern designs, and customization options that resale homes simply can’t match. However, the process of buying a new home comes with its own set of challenges, and that’s where our New Homes Branch comes in.

We understand that many buyers hesitate to take the leap into new construction because of common obstacles, such as:
✅ The need to sell their current home before buying.
✅ Navigating financing and builder incentives.
✅ Understanding the differences between buying a new home vs. a resale.
✅ Concerns about timelines, delays, and closing coordination.

At Eagle Nexus, we work hand-in-hand with builders to eliminate these hurdles and create a seamless, stress-free experience for our buyers. With our dedicated New Homes Branch, we can provide the guidance, support, and solutions buyers need to make confident decisions.

Meet Our New Pod Leaders: Michael Luster & Suzanne Schindler

Our New Homes Branch will be led by the highly experienced and knowledgeable duo of Michael Luster and Suzanne Schindler. With their years of experience in the real estate industry, they bring exceptional expertise in new construction sales, buyer advocacy, and strategic problem-solving.

Michael Luster

Michael has built a strong reputation in the real estate industry, known for his sharp negotiation skills, deep understanding of builder incentives, and a keen ability to match buyers with the perfect new construction homes. With a background in both resale and new construction, he knows exactly how to guide buyers through the differences between purchasing an existing home and investing in a brand-new build. Michael’s hands-on approach ensures that buyers receive personalized service and expert advice every step of the way.

Suzanne Schindler

Suzanne brings years of experience in helping buyers navigate the financial and logistical aspects of purchasing a new home. From working with lenders to securing builder incentives and helping clients transition smoothly from their current home or rental, Suzanne is a problem-solver who ensures every detail is handled efficiently. Her dedication to client success means she goes above and beyond to make sure buyers feel confident and well-informed throughout the process.

Eagle Nexus Lending Pre-Approval

How Our New Homes Branch Supports Buyers

Eagle Nexus

Our team at Eagle Nexus is committed to making the new home buying experience smooth, stress-free, and financially beneficial. Here’s how we help buyers overcome the common challenges they face:

1. Selling Before Buying: A Seamless Transition

Many buyers find themselves in a dilemma: they want to purchase a new home but need to sell their existing home first. Our team provides expert listing services to help clients maximize their home’s value while timing the sale perfectly with the purchase of their new construction home. In some cases, we work directly with builders who offer trade-in programs or contingency solutions to make the transition easier.

2. Financing & Builder Incentives

Financing a new home can be different from buying a resale. Builders often offer exclusive financing incentives, such as lower interest rates, closing cost assistance, or design upgrades. Our team works closely with lenders and builder sales representatives to ensure our buyers take full advantage of these offers. We also connect buyers with trusted mortgage professionals who specialize in new home financing.

3. Understanding the New Construction Process

Buying a new home is a different experience compared to purchasing a resale. There are decisions to be made regarding floor plans, upgrades, inspections, and construction timelines. Our team provides buyers with a step-by-step roadmap so they understand what to expect at every stage—from contract signing to final walkthroughs.

4. Navigating Builder Contracts

Builder contracts differ significantly from traditional real estate contracts. Our experienced team ensures that buyers fully understand terms, warranties, and potential delays before signing. We advocate for our clients to negotiate the best possible terms and ensure transparency throughout the process.

5. Overcoming Common Obstacles

Many buyers hesitate to move forward with new construction due to concerns about timing, affordability, or unexpected costs. Our team specializes in identifying and resolving potential roadblocks, offering creative solutions that help buyers feel confident in their decisions.

Working Together with Builders

One of the unique advantages of our New Homes Branch is our close partnerships with builders. By working directly with leading homebuilders, we gain access to:

✔ Exclusive new home inventory.
✔ Special builder promotions and financing incentives.
✔ Priority access to new communities before public release.
✔ Insider knowledge of upcoming projects and pricing strategies.

Because we understand how builders operate, we can advocate for our buyers, ensuring they receive the best possible deals, incentives, and terms when purchasing their new home.

Why Choose Eagle Nexus for Your New Home Purchase?

With our New Homes Branch, led by Michael Luster and Suzanne Schindler, buyers now have a specialized team dedicated to making new home purchases a smooth and successful experience. Whether you’re moving from a rental, upgrading from an existing home, or simply exploring your options, we provide the guidance, resources, and expertise to help you make informed decisions.

At Eagle Nexus, we are more than just real estate agents—we are your trusted advisors, problem-solvers, and advocates. Our mission is to make the journey to new homeownership exciting, rewarding, and stress-free.

If you’re considering purchasing a new construction home, let’s connect! Our team is ready to help you navigate the process, secure the best deals, and turn your dream of owning a brand-new home into reality. 🏡✨

Ready to see your property soar to new heights? Contact Eagle Nexus today to get started!

LPT Realty

Navy Eagle Nexus Logo

www.theeaglenexus.com | 281-960-1900 | 4576 Research Forest Drive, Suite 200, The Woodlands, TX

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Eagle Nexus Real Estate Group

About Us

We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.

We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.

4576 Research Forest Dr. Suite 200

The Woodlands, TX 77381

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