Smart Lending, Simple Solutions
Right Property, Right Mortgage
At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.
Let’s find the perfect loan for you—because the right home starts with the right financing.
Top 3 Reasons to Choose
Eagle Nexus Lending
for Your Home Loan
Eagle Nexus Lending
Rick Raanes
NMLS #2475226
Loan Options
Conventional
5% Minimum Down Payment
FHA
3.5% Down Payment
VA Loans
Available to Eligible Veterans
USDA
0% Down Payment in Rural Areas
Top 5 Questions Buyers Ask their Lender (And, Best Answers)
We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.
We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.
Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.
Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.
The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.
Eagle Nexus Expands: Welcoming Michael Luster and Suzanne Schindler as Pod Leaders of Our New Homes Branch
At Eagle Nexus, we are always evolving to provide the best possible real estate experience for our clients. That’s why we’re thrilled to announce the launch of our New Homes Branch, a dedicated division designed to guide homebuyers through the exciting process of purchasing newly built homes. To lead this initiative, we have partnered with two seasoned real estate professionals, Michael Luster and Suzanne Schindler, who will serve as Pod Leaders for this branch. Their expertise, dedication, and industry knowledge make them the perfect partners to help our buyers successfully navigate the journey to homeownership in a new construction community.
The real estate market is constantly evolving, and more buyers are considering new construction homes for their next move. Whether you're upgrading from an existing home, relocating, or moving from a rental, purchasing a new home offers numerous benefits, including energy efficiency, modern designs, and customization options that resale homes simply can’t match. However, the process of buying a new home comes with its own set of challenges, and that’s where our New Homes Branch comes in.
We understand that many buyers hesitate to take the leap into new construction because of common obstacles, such as:
✅ The need to sell their current home before buying.
✅ Navigating financing and builder incentives.
✅ Understanding the differences between buying a new home vs. a resale.
✅ Concerns about timelines, delays, and closing coordination.
At Eagle Nexus, we work hand-in-hand with builders to eliminate these hurdles and create a seamless, stress-free experience for our buyers. With our dedicated New Homes Branch, we can provide the guidance, support, and solutions buyers need to make confident decisions.
Our New Homes Branch will be led by the highly experienced and knowledgeable duo of Michael Luster and Suzanne Schindler. With their years of experience in the real estate industry, they bring exceptional expertise in new construction sales, buyer advocacy, and strategic problem-solving.
Michael has built a strong reputation in the real estate industry, known for his sharp negotiation skills, deep understanding of builder incentives, and a keen ability to match buyers with the perfect new construction homes. With a background in both resale and new construction, he knows exactly how to guide buyers through the differences between purchasing an existing home and investing in a brand-new build. Michael’s hands-on approach ensures that buyers receive personalized service and expert advice every step of the way.
Suzanne brings years of experience in helping buyers navigate the financial and logistical aspects of purchasing a new home. From working with lenders to securing builder incentives and helping clients transition smoothly from their current home or rental, Suzanne is a problem-solver who ensures every detail is handled efficiently. Her dedication to client success means she goes above and beyond to make sure buyers feel confident and well-informed throughout the process.
Our team at Eagle Nexus is committed to making the new home buying experience smooth, stress-free, and financially beneficial. Here’s how we help buyers overcome the common challenges they face:
Many buyers find themselves in a dilemma: they want to purchase a new home but need to sell their existing home first. Our team provides expert listing services to help clients maximize their home’s value while timing the sale perfectly with the purchase of their new construction home. In some cases, we work directly with builders who offer trade-in programs or contingency solutions to make the transition easier.
Financing a new home can be different from buying a resale. Builders often offer exclusive financing incentives, such as lower interest rates, closing cost assistance, or design upgrades. Our team works closely with lenders and builder sales representatives to ensure our buyers take full advantage of these offers. We also connect buyers with trusted mortgage professionals who specialize in new home financing.
Buying a new home is a different experience compared to purchasing a resale. There are decisions to be made regarding floor plans, upgrades, inspections, and construction timelines. Our team provides buyers with a step-by-step roadmap so they understand what to expect at every stage—from contract signing to final walkthroughs.
Builder contracts differ significantly from traditional real estate contracts. Our experienced team ensures that buyers fully understand terms, warranties, and potential delays before signing. We advocate for our clients to negotiate the best possible terms and ensure transparency throughout the process.
Many buyers hesitate to move forward with new construction due to concerns about timing, affordability, or unexpected costs. Our team specializes in identifying and resolving potential roadblocks, offering creative solutions that help buyers feel confident in their decisions.
One of the unique advantages of our New Homes Branch is our close partnerships with builders. By working directly with leading homebuilders, we gain access to:
✔ Exclusive new home inventory.
✔ Special builder promotions and financing incentives.
✔ Priority access to new communities before public release.
✔ Insider knowledge of upcoming projects and pricing strategies.
Because we understand how builders operate, we can advocate for our buyers, ensuring they receive the best possible deals, incentives, and terms when purchasing their new home.
With our New Homes Branch, led by Michael Luster and Suzanne Schindler, buyers now have a specialized team dedicated to making new home purchases a smooth and successful experience. Whether you’re moving from a rental, upgrading from an existing home, or simply exploring your options, we provide the guidance, resources, and expertise to help you make informed decisions.
At Eagle Nexus, we are more than just real estate agents—we are your trusted advisors, problem-solvers, and advocates. Our mission is to make the journey to new homeownership exciting, rewarding, and stress-free.
If you’re considering purchasing a new construction home, let’s connect! Our team is ready to help you navigate the process, secure the best deals, and turn your dream of owning a brand-new home into reality. 🏡✨
Ready to see your property soar to new heights? Contact Eagle Nexus today to get started!
www.theeaglenexus.com | 281-960-1900 | 4576 Research Forest Drive, Suite 200, The Woodlands, TX
We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.
We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.
4576 Research Forest Dr. Suite 200
The Woodlands, TX 77381
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