Eagle Nexus Lending
Your Journey to Homeownership
starts Right HERE!!
Smart Lending, Simple Solutions
Right Property, Right Mortgage
At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.
Let’s find the perfect loan for you—because the right home starts with the right financing.
Top 3 Reasons to Choose
Eagle Nexus Lending
for Your Home Loan
Personalized Loan Solutions
We understand that every buyer’s financial situation is unique. Our expert team works closely with you to identify the best loan options, whether you're a first-time homebuyer, upgrading, or investing in real estate.
Competitive Rates & Flexible Terms
With access to a wide range of loan programs, we offer competitive interest rates and flexible terms to ensure you get financing that fits your budget and long-term goals.
Expert Guidance & Seamless Process
From pre-approval to closing, our dedicated professionals simplify the mortgage process, providing clear communication, fast approvals, and hands-on support to make home financing stress-free.
The Perfect Loan
Eagle Nexus Lending
Rick Raanes
NMLS #2475226
Loan Options
Conventional
5% Minimum Down Payment
FHA
3.5% Down Payment
VA Loans
Available to Eligible Veterans
USDA
0% Down Payment in Rural Areas
STILL NOT SURE?
Frequently Asked Questions
Top 5 Questions Buyers Ask their Lender (And, Best Answers)
Question 1: How much can I afford?
We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.
Question 2: What loan options do I have?
We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.
Question 3: How much do I need for a down payment?
Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.
Question 4: What will my monthly mortgage payment be?
Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.
Question 5: How long does the loan approval process take?
The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.
Rick Raanes - Mortgage Loan Originator
NMLS #2475226
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Rick and Brian in the Morning: Episode 1
Welcome to the launch of “Rick & Brian in the Morning,” your new favorite weekly check-in for real estate insights, team-building tips, and business growth strategies—all powered by the Eagle Nexus ecosystem. In the inaugural episode, Rick and Brian dive into the hard truths and powerful lessons behind building profitable real estate businesses, supporting agent success, and the importance of community and accountability.
The Team-Building Trap: Bigger Isn’t Always Better
For years, the real estate coaching world preached one main message: “Join or build a team.” But as Rick and Brian pointed out, many agents jump into team-building without a scalable structure, or a clear plan.
“We found out the hard way that building a team doesn’t automatically mean profit,” Brian shared. “At one point, our overhead was $36,000 a month before we even made a dollar.”
The lesson? Growth without strategy is just expensive chaos. Whether you're a solo agent or a team leader, understanding where your business is profitable—and where it’s not—is crucial.
Leverage: The Secret Sauce for Scaling Smart
One key theme of the episode was leverage—leveraging tools, systems, and people to help agents focus on what they do best.
Solo agents often wear every hat—marketer, transaction coordinator, buyer’s agent, and more.
Team leaders may burn out trying to support their agents without having the right infrastructure.
But when you build in smart leverage, everyone benefits. Agents gain time and focus, and leaders create scalable income without drowning in operational tasks.
Why Community Still Matters in a Digital Age
Community isn’t just a buzzword—it’s a growth tool. The guys emphasized how Eagle Nexus is built around collaboration, support, and mentorship, allowing agents to tap into a network of leaders who’ve already made (and learned from) the mistakes.
“We’ve got the scars and the calluses,” Brian joked, “and we want to help agents skip some of the pain we went through.”
Whether it’s through weekly Zooms, masterminds, or one-on-one coaching calls, Eagle Nexus offers a support system that helps agents grow without going it alone.
Profitability > Popularity
Many team leaders fall into the ego trap—growing a team for the optics, not the outcomes.
Brian dropped a truth bomb:
“If you took your own production out of your team’s income, how profitable is your team really?”
It’s a powerful reminder that profitability, not headcount, is the ultimate measure of success.
Why Vulnerability is a Business Asset
Opening your books—literally and figuratively—can be uncomfortable, but it’s also necessary. Rick and Brian encourage agents and team leaders alike to be open to external audits and mentorship.
“You go to a car show, the first thing people want to see is what’s under the hood. Why should your business be any different?”
Being willing to evaluate and adjust your systems, P&Ls, and structures can lead to major breakthroughs.
Creating a Business That Supports Your Life
At the core of the Eagle Nexus mission is this question:
“Are you building a business that funds your lifestyle—or one that runs your life?”
Rick and Brian believe agents can—and should—design businesses that support their financial goals, provide work-life balance, and allow for growth without burnout.
Final Thoughts: Get Plugged In
Whether you’re a new agent looking for structure, a team leader seeking profitability, or somewhere in between, the Eagle Nexus model is designed to support your growth. From Nexus Share revenue rewards to custom tech stacks and proven mentorship, it’s a platform built by agents, for agents.
“If you’re paying attention to what we’re doing,” said Rick, “don’t just watch—reach out. Let us help you build something powerful.”
🎥 Want to Be on the Show?
Rick and Brian are looking to feature agents across the country. Got a story to share or a topic you want covered?
📩 Email: [email protected]
Ready to go under the hood of your business?
Explore our platform at www.TheEagleNexus.com and discover how we’re helping agents turn knowledge into action—and action into results.
www.theeaglenexus.com | 281-960-1900 | 4576 Research Forest Drive, Suite 200, The Woodlands, TX
About Us
We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.
We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.
4576 Research Forest Dr. Suite 200
The Woodlands, TX 77381
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