Smart Lending, Simple Solutions
Right Property, Right Mortgage
At Eagle Nexus Lending, we simplify the journey to homeownership by offering personalized loan solutions tailored to your needs. From pre-approval to closing, our expert team will guide you through every step, ensuring you secure the right financing with our lenders who offer competitive rates and flexible terms. Whether you're a first-time buyer, upgrading, or investing, we provide the expertise and support to make your dream home a reality.
Let’s find the perfect loan for you—because the right home starts with the right financing.
Top 3 Reasons to Choose
Eagle Nexus Lending
for Your Home Loan
Eagle Nexus Lending
Rick Raanes
NMLS #2475226
Loan Options
Conventional
5% Minimum Down Payment
FHA
3.5% Down Payment
VA Loans
Available to Eligible Veterans
USDA
0% Down Payment in Rural Areas
Top 5 Questions Buyers Ask their Lender (And, Best Answers)
We determine your affordability based on your income, credit score, debt-to-income ratio, and down payment. Getting pre-approved is the best first step, as it gives you a clear idea of your budget and strengthens your offer when house hunting.
We offer a variety of loan programs, including conventional, FHA, VA, and USDA loans. The right option depends on your financial situation, down payment, and long-term goals. We’ll guide you through the best choices tailored to your needs.
Down payments vary by loan type—conventional loans typically require 3-20%, FHA loans start at 3.5%, VA and USDA loans offer 0% down for eligible buyers. We’ll help you explore down payment assistance programs if needed.
Your monthly payment includes principal, interest, property taxes, homeowner’s insurance, and possibly mortgage insurance. We’ll provide a detailed estimate based on your loan amount, interest rate, and local tax rates.
The process typically takes 30-45 days, but it can vary based on loan type and required documentation. Getting pre-approved early helps speed up closing and ensures a smoother experience.
As real estate agents, the fourth quarter can feel like a sprint to the finish line. Holidays, distractions, and the slower winter market can make it tempting to coast into the new year. But the truth is this, Q4 can be one of the most profitable times of the year if you approach it with a plan.
If you want to add $30,000 in gross commission income (GCI) before year-end, it’s not about chasing strangers. The key is leveraging the trust and relationships you already have: your sphere of influence. Here’s a proven 12-week plan to help you finish the year strong.
Before diving in, figure out how many closings you actually need:
Average commission $10,000 → You need 3 closings.
Average commission $7,500 → You need 4 closings.
Average commission $5,000 → You need 6 closings.
Knowing this number keeps your goals realistic and your efforts targeted.
Weeks 1–2: Set the Stage
Identify your Top 50 Sphere (past clients, close friends, advocates).
Call/text them with a Quarterly Real Estate Review offer: “I’m wrapping up Q3 and preparing home equity updates for friends and clients. Want me to send you one?”
Send 10 handwritten notes per week.
🎯 Goal: Book 10 one-on-one appointments.
Weeks 3–4: Touch Blitz Begins
Reach out to everyone in your database — calls, texts, DMs, and notes.
Post 2 market-related videos: “Should You Buy or Sell in Q4?” and “What Rising Equity Means for You.”
Ask for referrals: “Who do you know that’s planning to move before the holidays or in early 2025?”
🎯 Goal: 20+ referral conversations.
Weeks 5–6: Build Momentum
Host a mini client event (coffee & pie pickup, tailgate, or pumpkin giveaway).
Use the invites as natural touch points.
Share a client success story on social media.
🎯 Goal: 3–5 referrals from event + follow-up.
Weeks 7–8: Conversion Push
Reconnect with anyone who said, “Maybe in 2025.” Plant the seed now.
Run a social media poll (“Thinking about moving in 2025? Yes/No”).
Send out a holiday home prep checklist to your sphere.
🎯 Goal: Add 3 active buyers + 2 sellers to pipeline.
Weeks 9–10: Pre-Holiday Hustle
Call past clients with a holiday script: “I’m grateful for you this year! Quick question — who do you know that might need help buying or selling soon?”
Drop off small holiday gifts to your Top 25 sphere.
Post a video: “Why Buying or Selling in the Winter is Smart.”
🎯 Goal: Lock in 1–2 listings before New Year.
Weeks 11–12: Finish Strong
Complete Touch Blitz Round 2 for anyone missed earlier.
Send a Year-in-Review email/video thanking clients and reminding them referrals fuel your business.
Book January appointments now to avoid a pipeline dip.
🎯 Goal: 3–6 closings secured or under contract.
The Bottom Line
Your sphere already trusts you. You don’t need more leads; you need more conversations with the people who already know, like, and believe in you. By following this 12-week action plan, you’ll generate more referrals, close more transactions, and confidently hit that $30K GCI goal before the year wraps up.
At Eagle Nexus, we believe in helping agents win with practical, proven strategies. This is your roadmap to finishing Q4 stronger than ever.
If you’re looking for freedom without isolation, and innovation with real connection, then Eagle Nexus is your next step.
🔗 Join the movement at www.TheEagleNexus.com
Because here, the only thing we leave behind is the limitations.
www.theeaglenexus.com | 281-960-1900 | 4576 Research Forest Drive, Suite 200, The Woodlands, TX
We are a team of passionate and dedicated real estate agents. With 50+ years of experience in the industry, we have built a strong reputation for delivering exceptional service and results to our clients. Whether you are a first-time homebuyer, an investor, or looking to sell your property, we are committed to guiding you through the entire process with professionalism, integrity, and personalized attention.
We understand that buying or selling a home is one of the biggest decisions in your life, and we are here to ensure that you have a seamless and stress-free experience. With a deep understanding of local market trends and a vast network of resources, we will go above and beyond to help you achieve your real estate goals.
4576 Research Forest Dr. Suite 200
The Woodlands, TX 77381
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